Your ready! The time has come, your savings for the down payment, check, credit score is healthy, and your search for the perfect house is complete. Now you have to figure out the hard stuff, but you saved and kept your credit healthy, thats the … [Read more...]

Veterans of our armed forces should be honored for their service and one way that the government does that is by offering them their own kind of mortgage.  Its called a veteran’s assistance, or VA loan, and it is a good loan that many veterans … [Read more...]

203b(b): A single family program through the FHA that protects lenders against the possibility of the lender defaulting.  It can be used to finance the purchase of both new or existing one to four family housing units.  203(b) loans are famous for … [Read more...]

If you are in the market to purchase a new home, you need to know that one of the most critical components to getting your offer accepted by the seller is having a pre-qualification or pre-approval letter from a reputable lender. In fact, it can make … [Read more...]

Many people looking for a mortgage have heard different terms being thrown around, but how many actually know exactly what they are?  Take FHA loans, for instance.  What are they and what does it benefit a buyer to get one? An FHA loan is simply a … [Read more...]

Many are asking or not sure what a FHA Streamline Refinance can do for them. Let us break it down. Many FHA Streamline loans are helping homeowners across the country refinance lower monthly mortgage payments at superior interest rates. In many … [Read more...]

We are a credit-driven society with everything revolving around its importance.  From buying a home or car, renting an apartment and sometimes and even opening a bank account.  That’s why it’s important to know what to do to maintain a good … [Read more...]

Conventional loans are a breed unto themselves.  They offer many differences than most other loans, which in this case, it is a good thing.  That’s because being different here can save you money. Unlike other loans such as VA or FHA, … [Read more...]

When purchasing a home it is essential that you protect your investment.  One sure way to accomplish this is to have a home inspection of the property.  It is one way to point out flaws and let you know if you are making a sound investment. When … [Read more...]

This economy has a lot of people asking a lot of questions! It seems like every other day the Federal Reserve makes an announcement the economy is “slowing”, all though truer along the Midwest regions. These announcements come as mortgage rates … [Read more...]